
OnePay – Mobile Banking
One Finance, Inc.
4.8
Détails de la Version
Pays de l'Éditeur | US |
Date de Sortie dans le Pays | 2024-02-16 |
Catégories | Finance |
Pays / Régions | US |
Site Web du Développeur | One Finance, Inc. |
URL de Support | One Finance, Inc. |
Évaluation du Contenu | 4+ |
More. For your money.
OnePay is a financial technology company, not a bank. Banking services provided by Coastal Community Bank or Lead Bank, Members FDIC. OnePay debit card is issued by banking partners Coastal Community Bank or Lead Bank, Members FDIC, pursuant to a license by Mastercard® International Incorporated.
To see terms and conditions relating to OnePay’s products and promotions, visit onepay.com/rewards-terms.
*OnePay Points earned and redeemable according to the OnePay Rewards Terms. Must have at least 25 points to make a redemption. OnePay Points can be redeemed into a OnePay Cash account only.
†Cash back is earned as OnePay Points, redeemable as a deposit into a OnePay Cash account pursuant to the OnePay Rewards Terms. Individual reward details can be found in the OnePay app. See terms.
∆3.75% annual percentage yield (APY) applies to the Savings balance of OnePay Cash accounts that have either (i) received $500+ of Direct Deposits in the current or previous month or (ii) have a balance of $5,000+ at the end of the previous month. 3.75% APY is also earned on Pay Autosave and ONE@Work Save balances without deposit or balance requirements. 3.75% APY is limited to a total Savings balance of up to $250,000. All other Savings balances will earn 1.00% APY. APYs are as of 12/20/2024, but may change at any time before or after account opening.
‡Cash back is earned as OnePay Points, redeemable as a deposit into a OnePay Cash account pursuant to the OnePay Rewards Terms. Only applies to OnePay Cash accounts that have either (i) received Direct Deposits totaling $500+ in the current or previous month, or (ii) have a balance of $5,000+ as of the last day of the previous month. This reward applies to purchases at U.S. Walmart locations and on Walmart.com only and may not be combined with other OnePay Cash promotions for cash back at Walmart. See terms.
**Available to OnePay Cash accounts that have either (i) received Direct Deposits totaling $500+ in the current or previous month, or (ii) have a balance of $5,000+ as of the end of the previous month. You must be 18 or older to receive Overdraft Protection. When on, Savings Backup will be used before Overdraft Protection. Overdraft balance is due right away. Transactions eligible for Overdraft Protection are at the discretion of OnePay and may exclude certain transactions (e.g., bill pay, global transfers). See one-web.app.link/overdraft.
^Direct Deposit is required. Funds may be available up to 2 days in advance, depending on when your employer sends paycheck data.
+Use of the Credit Builder Program does not guarantee that your credit score will improve. Credit score improvement is dependent on your specific circumstances and a variety of factors, including your financial behavior. Failure to make monthly minimum payments on time may negatively impact your credit score. Credit Builder is available to OnePay Cash accounts that have either (i) received Direct Deposits totaling $500+ in the current or previous month, or (ii) have a balance of $5,000+ at the end of the previous month. Participation is subject to eligibility. See OnePay.com/Legal/Licenses.
Based on a 12 month loan with $25 monthly payments and a 0% APR. You can choose how much you’d like to pay towards your monthly payment, with a minimum of $1. If you choose an amount less than the full monthly payment, the remainder will be paid from the loan proceeds held in your Credit Builder lockbox.
©Copyright 2025 One Finance, Inc. All third-party names, logos, and brands are trademarks or registered trademarks of their respective owners. Their use herein does not imply ownership, affiliation, or endorsement.
P.O. BOX 513717
Los Angeles, CA 90051
Évaluation Moyenne
185.68K+
Répartition des Évaluations
Avis Sélectionnés
Par Mickeyclubhouse87
2025-03-16
Version 4.50.0
performance_and_bugsservicefeature_requestsmonetizationI love my Money cards you can save a lot of money inside of this card other card at Walmart. Have they always take money off of with a aggravated fee, so I always hate that card now the money card always love because you money on it you could do whatever you wanna do with it and I love it love it love it love it love the other cars they stink every time you look up you get money taken off of me if you don’t have one you need to go to Walmart and get cause your money car get more and more and more there they save money for you like crazy. That’s why I will give y’all a review five stars. The one one money card is the best card ever I have in the side of my wall when I say I could go do anything with this cards you were saying money on that cards like it was never tomorrow I love it. I love it. I love it. You get 100. Or you get a lot of money back on that card 15cents back on your money card with no fees at all, it was just keep your money on it would just roll and roll Customer Service will take care of your car. They will not let nobody take a vantage of it if you have a problem with your call customer service.
Par djboyd94
2025-01-09
Version 4.42.0
advertisementsperformance_and_bugsaccessibilitynotificationspaymentI originally opened the ONE account because I deliver for Spark in my spare time and they offered cash out after each successful delivery. I have not had any problems so far. My only two issues are 1) if a charge declines it will send a notification for amount declined but will not say who/what that charge was for. I have some subscriptions I’d like to cancel but it’s hard to catch them with this app. 2) $ off for Walmart purchases are nice but the deals always pop up after I’ve already made a purchase and almost NEVER before. They also don’t last very long at all and they only seem to be available if scanned in store and not on Walmart delivery. I do appreciate the 3% cash back however I believe the limit per year should be higher. They also offer 2-15% cash back on other stores. It’s easy to deposit/ withdraw $ at Walmart or visit any Allpoint ATM for free cash withdrawals. I like the 3.75% APY on savings. My husband also has ONE so it’s easy for us to send/receive funds for whatever reasons. Other great features include creating additional savings account. I have one that I put $ in just to make sure my credit card is auto drafted and paid on time and I have a 2nd one for all my actual $ savings. Let’s go beyond with more features including, overdraft protection, freeze card & round ups. I have not tried credit builder yet but I hope to soon. A few bumps in the road but overall a great experience so far.
Par This truth to be told
2025-07-08
Version 5.14.3
customer_supportpaymentSo I open this account because it’s like you get $50 if you set up direct deposit and you have $500 in so my friend referred me because he was gonna get $100. I was gonna get $50. I downloaded it on Saturday they put a restriction on my account on Saturday. Tell me it would take 24 to 48 hours didn’t tell me I needed to submit any documents or anything I called Back on Monday ask him as my account restricted because I had put $66 into my account and when I restricted it I had access to my money so it is Monday. I called them and they tell me oh we’re sorry you have to wait 24 to 48 business dayswhich they never said on Saturday and I said oh we sent you an email as well so you can upload a photo ID and the face never did I receive any emails. I had to call back in five times speak to three different supervisors just to get somebody to send me the email before we got off the phone to make sure I received the email submitted the documents and now they’re still telling me I have to wait 24 to 48 hours and I don’t even care about the bonus I just dollars that I put on there so if I were you, I would stay far far away from this company. They have the worst customer service people from the Middle East and all they do is read off nobody provides any sort of customer service or any sort of solution. All they say is oh we understand how you feel it’s been sent to our internal team. Sorry there’s nothing we can do and then I have the audacity to hang on you
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